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Discover® Student Card - Tropical Beach
Issued by Discover.
BASIC INFORMATION 
| Introductory Rate: 0% APR for 6 Months* |
| Time Period: |
| Rate Applied To: Purchases |
| Additional Details: There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details. |
| Regular APR: |
Variable or Fixed:
Variable APR's are based on the Prime Rate or the 1 month LIBOR. |
| Annual Fee: $0 |
| Annual Fee Details: None |
| Application Fee: |
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| Reload Fee: |
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| Type Of Rewards: Rebate |
| Be sure to read the card's *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website.
for more details. |
CREDIT CARD REVIEW
| This review was last updated on |
Overall Rating: 3.0
Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card. |
| The Discover® Student Card - Tropical Beach, issued by Discover, is designed for those with an average or limited credit history who are looking for a cash rewards credit card.
Through the rewards program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Plus, cardholders earn up to 1% for general purchases.
Cardholders will earn a 1% unlimited Cashback Bonus on all purchases after their total annual purchases exceed $3,000. Purchases that are a part of the first $3,000 will earn .25%. Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn 5% to 20% Cashback Bonus® at Discover's exclusive online shopping mall.*
There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
Aside from the rewards program, the card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.
The APR for this card is reasonable and but there is no annual fee and 0% interest that applies to purchases for six months.
Therefore, students who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Student Card - Tropical Beach has to offer.
*It is important to note that like many cash rewards cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award. |
REWARD PROGRAM INFORMATION
| Type Of Rewards: Rebate |
Reward Program Optional: No
Optional programs may have a fee. See *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website.
for details. |
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| For Cards with Rebates Incentives |
| Lowest Possible Rebate: .25% |
| Highest Possible Rebate: 5% |
| Additional Rebates: Earn a 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners. |
| Rebate Details: Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only. |
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| For Cards with Points Incentives |
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| For Cards with Miles Incentives |
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Rewards Expiration Period:
This period applies to all rebate, point and reward programs. |
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ADDITIONAL PERKS
| Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. |
Special Notations:
*See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website.
Always read the credit card's *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website.
before applying!
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Details about the Discover® Student Card - Tropical Beach
